Top 10 Digital Loyalty Card Apps for Small Businesses in 2025

See the top 10 digital loyalty card app options for small businesses in 2025. Compare features, pricing, and benefits to grow customer loyalty and sales.
Top 10 Digital Loyalty Card Apps for Small Businesses in 2025

Looking for the best digital loyalty card app for your small business in 2025? You are not the only one. Many small businesses use loyalty programs to keep customers and get more sales. Customers like to save money and get rewards. 61% of businesses say over half their money comes from repeat customers. Digital loyalty cards help businesses make programs that bring customers back. The right loyalty app can help you get more loyal customers. It can also help you talk to customers more and make your loyalty program easy to run. Many businesses see loyalty members buy 220% more often. This shows how strong digital loyalty programs can be for small businesses.

Key Takeaways

  • Digital loyalty card apps help small businesses get customers to return. They also help increase sales by giving simple rewards.

  • Top apps like Loyally.ai and Clavaa have many helpful features. These include automatic rewards, customer management, and easy device connections. They also work well with payment systems.

  • Loyalty programs can make customers visit more often. They can also help customers spend more money. This makes your business stronger and helps you earn more.

  • Pick a loyalty app that matches your budget. Make sure it works with your current systems. It should also be able to grow with your business.

  • Good support and easy setup save you time. They help you run your loyalty program without problems. This lets you focus more on your customers.

Best Digital Loyalty Card Apps for Small Businesses

Best Digital Loyalty Card Apps for Small Businesses
Image Source: pexels

Picking the right loyalty card software helps you connect with customers. Here are the top 10 digital loyalty card apps for small businesses in 2025. Each loyalty platform provider gives you something special. These apps help your business grow and keep customers coming back.

Loyally.ai – All-in-One Loyalty Platform

Loyally.ai is a complete digital loyalty card app for small businesses. You get eight types of digital loyalty cards, like stamp cards and points rewards. You can set up these cards in just a few minutes. The built-in CRM lets you organize customer data and make groups for marketing. Loyally.ai works with Apple Wallet and Google Wallet. This means customers can use their digital loyalty wallet on any device. You can send as many push alerts as you want to share rewards and deals. The platform uses location-based marketing to reach customers who are close by. You also get tools to see how your loyalty program software is doing. Loyally.ai gives out rewards automatically and lets you set up referral programs. This helps you get new customers. You can try it free for 14 days.

  • Eight ready-made digital loyalty cards for different rewards and loyalty programs

  • Built-in CRM for customer management

  • Unlimited push notifications and SMS/email campaigns

  • Geolocation marketing and analytics

  • Seamless wallet integration and automated rewards

Clavaa – Digital Wallet Loyalty Solution

Clavaa makes loyalty easy for small businesses. It combines payment and rewards in one loyalty card software. You do not need special hardware or technical skills. Clavaa uses a smart transaction layer to get purchase data right away. Customers get rewards instantly without scanning QR codes or using extra cards. This digital loyalty card app works like Starbucks’ system but is made for small businesses. You pay no payment processing fees, so you save money on every sale. Clavaa helps you keep more customers and make more money from each one. You can set up VIP tiers, send smart notifications, and use analytics to improve your loyalty program software.

Feature

Benefit

Payment + Rewards

One platform for both, no extra steps for customers

Zero Processing Fees

Saves 2-3% per transaction for small businesses

Easy Integration

No special hardware needed, works with your POS

Instant Rewards

Customers get rewards automatically, no QR codes

VIP Tiers & Notifications

Customizable rewards and smart alerts

Analytics

See purchase history, visit frequency, and loyalty tier progress

High Adoption

3x higher customer adoption and up to 40% better retention

Revenue Boost

Increases revenue per customer by 2.8 times

FiveStars – Automated Loyalty & Marketing

FiveStars helps you automate your loyalty program software and marketing. You can use text, email, and app messages to bring customers back. The free Customer Touchscreen makes sign-up easy. FiveStars’ AutoPilot and Unlimited Promotions send offers to the right people at the right time. You get reports on visits and spending, so you always know how your loyalty rewards are working. This loyalty app saves you time and helps you reach more customers with less effort.

TapMango – Enterprise Features for Small Business

TapMango gives small businesses features usually found in big companies. You can make custom digital loyalty cards, run flash sales, and give rewards for referrals. TapMango supports branded apps, so your business stands out. You can send push notifications, use SMS marketing, and track customer visits. The loyalty card software works with many POS systems, so it fits into your business easily. TapMango helps you build strong loyalty and get more repeat visits.

  • Custom-branded loyalty apps

  • Flash sales and referral rewards

  • Push notifications and SMS campaigns

  • POS integration for easy setup

Square Loyalty – POS Integration

Square Loyalty is great if you already use Square for payments. This loyalty card software adds digital loyalty cards right into your POS system. You can set up rewards for visits, spending, or special actions. Customers sign up at checkout, and their points add up automatically. Square Loyalty gives you reports on how your program is doing, so you can see what works best. You can change rewards anytime to keep your loyalty program software fun and new.

  • Seamless POS integration

  • Easy customer sign-up at checkout

  • Flexible rewards setup

  • Real-time analytics and reporting

Smile.io – E-commerce Loyalty Programs

Smile.io is a top pick for online stores. This digital loyalty card app lets you reward customers for purchases, referrals, and reviews. You can set up VIP tiers and give discounts or special experiences. Smile.io uses fun messages that match your brand to keep customers interested. You can balance points and rewards to protect your profits and make customers happy. Smile.io helps you grow your online business with a loyalty program software that feels personal.

Functionality

Description

Impact on Small Businesses

Points Earning Integrated Site-wide

Customers earn points on all purchases visible throughout the website

Motivates repeat purchases and higher spending online

Playful, Brand-aligned Communication

Friendly, engaging language in program communication

Increases engagement and makes your brand memorable

Tiered VIP Programs

Multiple VIP levels with increasing benefits

Encourages loyalty and higher spending

Referral Incentives

Rewards for referring new customers

Expands your customer base

Diversified Rewards

Mix of discounts and special experiences

Appeals to more customers

Points ROI Optimization

Balanced points-to-currency value

Keeps customers happy and protects your margins

User-generated Content Rewards

Extra points for reviews and content

Builds trust and boosts sales

Kangaroo Rewards – Multi-Channel Engagement

Kangaroo Rewards helps you reach customers everywhere they shop. This loyalty platform provider connects with eCommerce and POS systems. You can run loyalty programs across all your sales channels. You can send personalized rewards and run automated campaigns. Kangaroo Rewards gives you analytics to see what works. The platform is easy to use and has great customer service. It works well for retail, food service, and omnichannel businesses.

  • Omnichannel loyalty card software for retail, food, and more

  • Personalized rewards and automated campaigns

  • Advanced analytics for better ROI

  • User-friendly interface and strong support

Preferred Patron Loyalty – Free Loyalty Software

Preferred Patron Loyalty gives you a free way to start with loyalty card software. You can set up loyalty and promotion systems that fit your business. The software is easy to use and you can change it to fit your needs. You get great customer service and flexible pricing if you want to upgrade. Preferred Patron Loyalty helps you run SMS campaigns and keep customers coming back. It works for many types of small businesses, like shops, restaurants, and service providers.

Advantages

Limitations

Easy setup and customization

Some features lack clear documentation

Excellent customer service

Email marketing templates can be confusing

Flexible pricing and upgrades

Some tasks require manual steps

Works for many business types

Software updates could be easier

Tremendous – Digital Rewards Platform

Tremendous lets you send digital rewards to customers fast. You can pick from gift cards, prepaid cards, or cash rewards. The platform makes it easy to run loyalty programs, referral campaigns, or customer appreciation events. Tremendous works well for businesses that want to offer flexible rewards without a hard setup. You can track reward delivery and see who uses them. This loyalty platform provider helps you keep customers happy and interested.

  • Wide choice of digital rewards

  • Simple setup for loyalty and referral programs

  • Real-time tracking and reporting

  • Flexible options for different businesses

Giftbit – Gift Card and Rewards Management

Giftbit helps you manage digital gift cards and loyalty rewards in one place. You can send rewards by email or text, track redemptions, and see which offers work best. Giftbit supports custom branding, so your rewards match your business style. The platform is easy to use and fits many loyalty program software needs. Giftbit is great for businesses that want to give out gift cards, run promotions, or reward loyal customers.

  • Manage digital gift cards and rewards

  • Send offers by email or SMS

  • Custom branding for your business

  • Track redemptions and program success

Tip: When you pick a loyalty card software, think about your business goals, how you want to reward customers, and which features matter most. The best loyalty program software will help you build strong loyalty, increase repeat visits, and grow your business.

Why Loyalty Programs Matter for Small Businesses

Customer Retention Benefits

You want your customers to come back again. Loyalty programs help small businesses do this. When you give rewards, people pick your business over others. Customers feel special and want to return. They know you care about them. Many small businesses see more repeat visits with loyalty programs. For example, a local cafe gave new members a free stamp. This small reward made visitors come back often. You can build strong bonds and keep customers with the right loyalty program management. Customer loyalty grows each time someone gets a reward or special deal.

Revenue Growth and Repeat Visits

Loyalty programs do more than make customers happy. They help your business earn more money. When you reward customers, they visit more and spend extra. Small businesses using digital loyalty programs see more repeat business. One beauty brand used their loyalty dashboard to make better deals. This helped them get more loyal customers. You can use loyalty programs to see what works and make smart changes. More visits mean more sales. Your business gets stronger with every loyal customer.

Ease of Use and Automation

Running loyalty programs for small businesses is not hard. Digital loyalty card apps make it simple. You can set up your program in minutes and let the app do the work. Here is how these apps help you:

  • Automated marketing messages reach customers at the best time.

  • Customers join with just a phone number—no app needed.

  • Points and rewards track by your POS or online store.

  • You send updates and deals with SMS, email, or push alerts.

  • Real-time analytics show how your loyalty program is doing.

  • Custom branding and flexible rewards make your program unique.

You save time and keep customers interested. Automation lets you focus on your business while the loyalty program works for you. Small businesses get strong tools like big brands. You can grow customer loyalty, keep customers, and make loyalty program management easy.

Digital Loyalty Card App Comparison Table

Picking the right loyalty card software can be hard. You want something simple that fits your business. It should help you keep customers coming back. Let’s look at the top choices. This will help you find the best loyalty program software for you.

Key Features Overview

Here is a quick look at what each loyalty card software gives you. This table shows the features that matter most for your business.

App Name

Key Features

Loyalty Card Types

Wallet Integration

CRM

PUSH/SMS/Email

Analytics

Referral/Sharing

Geolocation

Loyally.ai

Custom cards, built-in CRM, unlimited PUSH, geolocation, wallet ready

8 types

Yes

Yes

Yes

Yes

Yes

Yes

Clavaa

Payment + rewards, instant rewards, no fees, VIP tiers

Points, VIP

No

No

Yes

Yes

No

No

FiveStars

Automated marketing, free touchscreen, AutoPilot offers

Punch, points

No

Yes

Yes

Yes

No

No

TapMango

Custom apps, flash sales, referral rewards, POS integration

Custom

No

Yes

Yes

Yes

Yes

No

Square Loyalty

POS integration, flexible rewards, real-time analytics

Points, visits

No

Yes

Yes

Yes

No

No

Smile.io

E-commerce focus, points, VIP, referrals, easy setup

Points, VIP, referrals

No

No

Yes

Yes

Yes

No

Kangaroo Rewards

Multi-channel, AI promotions, SMS/push, POS & e-commerce integration

Points, punch, custom

No

Yes

Yes

Yes

Yes

Yes

Preferred Patron

Free plan, easy setup, SMS campaigns, flexible upgrades

Points, punch, custom

No

Yes

Yes

Yes

No

No

Tremendous

Digital rewards, gift cards, cash, easy tracking

Gift, cash, prepaid

No

No

Yes

Yes

No

No

Giftbit

Gift card management, custom branding, SMS/email offers

Gift cards

No

No

Yes

Yes

No

No

Tip: Pick loyalty card software that matches your business needs. It should help you reach your goals.

Pricing and Plans

You want loyalty program software that fits your budget. Here is a quick price guide for the most popular loyalty card software options:

App Name

Starting Price (Monthly)

Free Trial

Notable Plan Features

Loyally.ai

$12

Yes

Unlimited cards, CRM, PUSH, analytics

Clavaa

Custom

Yes

No processing fees, instant rewards

FiveStars

$80

Yes

Automated marketing, touchscreen

TapMango

$99

Yes

Custom apps, flash sales

Square Loyalty

$45

Yes

POS integration, flexible rewards

Smile.io

Free/$49

Yes

E-commerce, points, referrals

Kangaroo Rewards

$59

Yes

Multi-channel, AI promotions

Preferred Patron

Free/$35

Yes

SMS campaigns, flexible upgrades

Tremendous

Pay-as-you-go

Yes

Digital rewards, easy tracking

Giftbit

Pay-as-you-go

Yes

Gift card management

Best Fit for Business Types

Not every loyalty card software works for every business. Here is how you can match the best loyalty program software to your business type:

App Name

Best Suited For

Why It Fits Well

Loyally.ai

Retail, restaurants, salons, services

All-in-one loyalty card software, easy setup, wallet ready

Clavaa

Cafes, quick-service, small retail

Combines payment and rewards, instant customer adoption

FiveStars

Brick-and-mortar, cafes, salons

In-store rewards, automated marketing, easy sign-up

TapMango

Retail, food service, franchises

Custom apps, referral rewards, POS integration

Square Loyalty

Businesses using Square POS

Seamless POS loyalty card software, flexible rewards

Smile.io

E-commerce, online shops

Simple loyalty program software, points, referrals

Kangaroo Rewards

Retailers, service businesses, omnichannel

Multi-channel loyalty card software, mobile engagement

Preferred Patron

Shops, restaurants, service providers

Free loyalty card software, easy to start

Tremendous

Any business needing digital rewards

Flexible, easy-to-send rewards

Giftbit

Businesses wanting gift card programs

Simple gift card and loyalty program software

Note: The best loyalty program software helps you grow. It works for any business size or industry.

Reviews of the Best Loyalty Program Software

Loyally.ai Review

Loyally.ai lets you make many types of loyalty cards. You can set up stamp cards, points, and memberships fast. The CRM helps you keep track of customers. You can send rewards to certain people. Push notifications and SMS or email messages keep customers interested. Geolocation marketing helps you reach people who are close by. Wallet integration lets customers use Apple Wallet or Google Wallet. Loyally.ai works for retail, restaurants, salons, and service businesses. This loyalty software grows with your business.

Clavaa Review

Clavaa makes loyalty programs easy for everyone. It puts payments and rewards together in one place. Customers get rewards right away after buying something. They do not need to scan QR codes or do extra steps. You pay no processing fees, so you save money. VIP tiers and smart notifications help you keep customers coming back. Clavaa is best for cafes and quick-service places that want fast rewards.

FiveStars Review

FiveStars helps you run loyalty programs and marketing without much work. You can use text, email, and app messages to bring customers back. The free touchscreen makes it easy to sign up. AutoPilot sends offers at the best time. You get reports about visits and spending. Many small businesses like the star rating system. Some worry about fake perfect reviews. Customers trust a mix of ratings more than only 5-star reviews.

Advantages

Disadvantages

Easy to use, quick feedback

Neutral ratings can limit insight

Tracks satisfaction trends

Extreme ratings may not show true feeling

Looks nice

Some worry about perfect scores being real

TapMango Review

TapMango gives small businesses big-brand loyalty rewards. You can make custom apps, run flash sales, and reward referrals. The platform works with many POS systems. TapMango has a high customer rating of 4.9 out of 5. It has won awards for value and support.

Unique Selling Point

Description

Best Value Award

Great value for small businesses, tools like big stores

High Customer Rating

4.9 out of 5 from 263 reviews

Best Customer Support

Won an award for great service in 2025

Square Loyalty Review

Square Loyalty is good for businesses using Square POS. You set up loyalty programs right at checkout. Customers earn points for visits or spending. You can change rewards anytime you want. Real-time analytics show what works best. This loyalty software is best for shops that want easy sign-up and smooth use.

Smile.io Review

Smile.io is popular for online store loyalty programs. You give rewards for purchases, referrals, and reviews. The dashboard is simple to use. You get points, VIP tiers, and referral rewards. Smile.io works with Shopify, Klaviyo, and Mailchimp. Many users like the free plan, but advanced features cost more.

Aspect

Benefits

Drawbacks

User Interface

Easy to use and change

N/A

Loyalty Features

Points, referrals, VIP programs

VIP only in higher plans

Integrations

Works with top e-commerce tools

Unlimited only in top plans

Pricing

Free and paid options

Advanced features cost more

Support

24/7 help, guides, videos

N/A

User Ratings

4.8 out of 5 from 5,000+ reviews

N/A

Kangaroo Rewards Review

Kangaroo Rewards helps you reach customers everywhere they shop. You can run loyalty programs on POS and e-commerce. The platform sends rewards and runs automated campaigns. Analytics show what works best for your business. Kangaroo Rewards fits retail, food, and service businesses that want loyalty in many places.

Preferred Patron Loyalty Review

Preferred Patron Loyalty lets you start loyalty rewards for free. You can set up points, punch cards, and more. SMS campaigns help you keep customers interested. The software is easy to use and works for shops, restaurants, and service providers. You can upgrade for more features as your business grows.

Tremendous Review

Tremendous makes sending digital rewards simple. You can send gift cards, prepaid cards, or cash rewards by SMS, email, or links. Customers can pick from over 2,000 reward options around the world. Visa gift cards are popular because they are flexible. You can automate rewards with API integration. Tremendous is easy to use, saves money, and works in over 200 countries. Some users mention activation fees or small leftover balances. Most people find it great for customer loyalty and engagement.

  • Flexible digital rewards

  • Wide global reach

  • Easy automation and bulk sending

Giftbit Review

Giftbit helps you send digital gift cards quickly. You save time with easy sending and a simple dashboard. The platform has many gift card choices, so customers feel special. Pricing is clear with no hidden fees. Customer support answers fast and helps you get the most from rewards. Giftbit is safe, reliable, and helps small businesses grow loyalty and sales.

  • Simple, modern interface

  • Fast, hassle-free rewards

  • High security and great support

Real-World Examples: Loyalty Programs for Small Businesses

Real-World Examples: Loyalty Programs for Small Businesses
Image Source: unsplash

Loyally.ai Success Story

Imagine you run a local coffee shop. You want more customers to come back. You decide to use Loyally.ai. You set up a digital stamp card in minutes. Every time customers buy a coffee, they get a stamp on their phone. After five stamps, they get free rewards like a pastry or a drink. You send push notifications to remind them about new deals. You also use geolocation to send special rewards when customers walk by your shop.

One shop owner said,

“Loyally.ai helped us double our repeat business. Our customers love the easy rewards. We see more smiles and more visits every week.”

You can track how many customers use their rewards. The built-in CRM helps you see who visits most. You can send thank-you messages or birthday rewards. Loyally.ai makes it easy for small businesses to keep customers happy and coming back.

FiveStars in Action

Let’s look at a bakery that uses FiveStars. The owner wanted to give customers a reason to return. She set up a points system. Every time customers bought something, they earned points. When they reached a certain number, they got rewards like a free cookie or a discount.

The bakery used FiveStars to send text messages about new treats. Customers liked getting updates and special rewards. The owner noticed that regular customers started visiting more often. She said,

“FiveStars made it simple for us. Our customers love earning rewards, and we love seeing them come back.”

Both stories show how small businesses can use digital loyalty programs to build strong relationships. You can make customers feel special and boost your sales with the right rewards.

How to Choose the Right Digital Loyalty Card App

Choosing the right digital loyalty card app can feel tricky, but you can make it simple by focusing on what matters most for your business. Here’s how you can pick the best fit for your loyalty programs.

Budget and Pricing

Start by looking at your budget. Some loyalty apps offer free plans, while others charge a monthly fee. Think about what you get for the price. Do you need unlimited loyalty cards or just a few? Will you pay extra for features like push notifications or analytics? Make sure the cost matches the value you get. If you run a small shop, you might want a basic plan. If you have more locations, a higher plan could help you grow your loyalty programs.

Tip: Always check for hidden fees before you sign up.

Integration and Compatibility

You want your loyalty app to work with your current systems. Check if the app connects with your POS, website, or payment tools. Some loyalty programs work best with certain platforms. If you use Square or Shopify, look for apps that offer easy integration. This saves you time and keeps your loyalty program running smoothly.

Scalability and Customization

Your business may grow, so your loyalty solution should grow with you. Pick an app that lets you add more locations or users when you need to. Customization is also key. Can you design your own loyalty cards? Can you set up different rewards for different customers? The best loyalty programs let you change things as your business changes.

Support and Onboarding

Good support makes a big difference. Look for loyalty apps that offer guides, live chat, or email help. Onboarding should be easy, so you can start your loyalty program fast. If you have questions, you want answers right away. Strong support helps you fix problems and keeps your loyalty programs running without stress.

Note: Every business is unique. Think about your needs and pick a loyalty app that matches your goals.

Picking the right digital loyalty card app can help your business grow. You want a loyalty program that makes customers return again and again. The best loyalty tools help you build strong bonds with your customers. Every visit becomes more important for your business. Loyally.ai lets you make loyalty programs that fit your needs. It has a built-in CRM and sends as many push notifications as you want. You can use geolocation marketing and connect with digital wallets easily. Loyally.ai also gives you detailed analytics and lets you share referrals. Want to make your loyalty program better? Try Loyally.ai today! 🚀

FAQ

How do digital loyalty cards work for my business?

You give your customers a digital card on their phone. Every time they visit or buy something, you add points or stamps. When they reach a goal, they get a reward. It’s easy for you and fun for them.

Can I customize my loyalty program?

Yes, you can! Most platforms let you pick your own rewards, set up different card types, and add your business logo. You can change the program anytime to fit what your customers like best.

Do I need special equipment to use a loyalty app?

No, you don’t need fancy tools. Many loyalty apps work with your phone, tablet, or computer. Some connect with your POS system, but you can often start with just a device you already have.

How do I track customer engagement with my loyalty program?

You can see who joins, how often they visit, and what rewards they earn. The software gives you reports and insights. This helps you learn what works and how to make your program even better.

What happens if a customer loses their phone?

Don’t worry! Most digital loyalty apps let you look up the customer by name, email, or phone number. You can restore their points or rewards so they never lose out.

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